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帮我制定 FIRE(财务自由提前退休)计划。 我的信息: - 当前年龄:[年龄] - 年收入:[收入] - 年支出:[支出] - 当前储蓄:[储蓄额] - 预期年化收益率:[收益率%] 请计算: 1. FIRE 目标金额(25倍年支出) 2. 达成 FIRE 所需年数 3. 所需储蓄率 4. 阶段性里程碑 5. 不同收益率下的敏感性分析 6. 加速 FIRE 的具体建议
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